The Navy Federal Go Rewards Credit score Card provides as much as 3 factors per $1 again in your spending, plus an introductory low-interest promotion for brand new purchases for a number of months.
The cardboard options two useful advantages to candidates. First, you may pre-qualify to see which of Navy Federal’s bank cards you are eligible for with no affect to your credit score scores. Second, in case your software is authorised, you may get instantaneous entry to a digital model of your card whilst you anticipate the bodily card to reach.
Nonetheless, this $0-annual-fee card is on the market solely to Navy Federal Credit score Union members. Listed below are 5 issues to know in regards to the Navy Federal Go Rewards Credit score Card.
1. It earns rewards
Whereas there’s no sign-up bonus for brand new cardholders, you’ll earn rewards in your spending:
3 factors per $1 spent at eating places.
2 factors per $1 spent on fuel.
1 level per $1 on every part else.
Redeem rewards for money again, journey, merchandise or reward playing cards. There’s no restrict to the quantity of rewards you may earn, and so they don’t expire.
2. It’s freed from many charges
The Navy Federal Go Rewards Credit score Card costs no annual payment, steadiness switch payment or overseas transaction payment. You’d be topic to a payment for those who make a late fee, although. Additionally be aware that whereas there’s no steadiness switch payment, there’s additionally no 0% APR promotion for steadiness transfers. Any transferred balances could be topic to the cardboard’s commonplace rate of interest.
3. There’s a low promotional APR for brand new purchases
Whereas there’s no steadiness switch provide, the Navy Federal Go Rewards Credit score Card has this promotion for brand new purchases (as of this writing): 0.99% introductory APR for six months, then a variable APR applies.
4. You’ll be able to qualify with common credit score
There isn’t an abundance of rewards bank cards accessible for shoppers with common credit score, however you may qualify for the Navy Federal Go Rewards Credit score Card with common to glorious credit score (usually, that corresponds to FICO scores of 630 or increased).
5. You have to be a Navy Federal member
To be eligible for this card, you could grow to be a member of Navy Federal Credit score Union. Membership is open to those that:
Are serving or have served within the navy.
Are associated to somebody who’s serving or has served within the navy.
Are associated to, or reside with, present Navy Federal Credit score Union members.
Are Division of Protection staff or contractors, or are U.S. authorities staff assigned to Division of Protection installations.
Are eligible by choose worker teams.