I’ve ~$22000 in debt between a number of bank cards and loans. The entire of minimal funds throughout these accounts is ~$1300 a month. It is killing me financially and I’m looking for one of the simplest ways to go about taking good care of it. I’ve been contemplating taking out a big private mortgage which primarily based on what I’ve seen from potential lenders would decrease my month-to-month funds to ~$650-$750 which might assist immensely. I am undecided if that might finally harm me or assist me. In search of any recommendation for somebody in my place. Thanks upfront!